Building trust, empowering communities, and transforming lives through financial cooperation since our founding.
Dream SACCOs was founded with a clear purpose: to empower individuals and communities through accessible financial services. What started as a small cooperative in Wolaita Sodo has grown into one of the region's most trusted savings and credit institutions.
Our journey has been driven by the belief that financial freedom should be accessible to everyone - women, youth, small business owners, and government workers alike. Through disciplined savings, responsible lending, and community ownership, we have helped thousands of members achieve their financial goals.
Today, with over 2,000 active members and assets exceeding 100 million ETB, we continue to expand our services while maintaining the personal touch that makes Dream SACCOs unique.
The guiding principles that drive everything we do
To be one of the top five financial institutions in Ethiopia by 2021 E.C. (2028/29 G.C.) through modern technology and quality service. To be a trustworthy and modern financial institution managed by its members, ranking among the top five financial entities in Ethiopia.
To empower members' financial freedom by providing simple, fast, and affordable saving and credit services. To contribute to the national effort in reducing poverty and unemployment by providing financial solutions and professional advice to women, youth, and small business owners.
Transparent operations and honest communication with every member.
Building stronger communities through collective financial growth.
Embracing technology to deliver modern financial services.
Delivering premium service quality at every touchpoint.
Meet the dedicated team guiding Dream SACCOs toward excellence
Governance & Strategy
Operations & Growth
Financial Oversight
Member Support
Dream SACCOs operates under strict regulatory oversight, ensuring the highest standards of financial security and member protection. We are registered and recognized by the Ethiopian government as a legally authorized Savings and Credit Cooperative.
Officially recognized by the Ethiopian Cooperative Commission
Following International Cooperative Alliance standards
Independent external audits ensure financial transparency
Become a member-owner and start building your financial future today.
