Personal & Emergency Loans

Emergency Loan (የአስቸኳይ ጊዜ ብድር)

Quick access to funds for urgent needs. Amount ranges from ETB 50,000 to ETB 2,000,000 depending on circumstances and savings history.

  • Fast processing (within 48 hours)
  • 16% interest rate
  • Up to 24 months repayment
Mother Companion Loan (የእናት ጓዳ ብድር)

Short and long-term loan for mothers. With 20% savings, qualify for up to ETB 300,000.

  • 20% advance savings required
  • Up to ETB 300,000
  • Flexible repayment terms
Women's Queen Loan (ንግሥተ የሴቶች ብድር)

Special loan for women government employees. With 25% savings, qualify for up to ETB 200,000.

  • For women government employees only
  • 25% advance savings required
  • Up to ETB 200,000
Government Employee Loan (የመንግስት ሠራተኛ ብድር)

Loan facility for government employees up to ETB 200,000.

  • For government employees
  • Up to ETB 200,000
  • Competitive interest rates
Goods Purchase Loan (የእቃ ግዢ ብድር)

Finance the purchase of various goods and materials up to ETB 300,000.

  • For purchasing goods and materials
  • Up to ETB 300,000
  • Direct payment to suppliers

Business Loans (ብርታት የንግድ ሥራ ብድሮች)

These loans require 30% advance savings and range from ETB 50,000 to ETB 1,000,000.

Small Business Loan (ብርታት የአነስተኛ ንግድ ሥራ ብድር)

For small business owners looking to start or expand their operations. Requires 30% advance savings. Loan amounts from ETB 50,000 to ETB 300,000.

Medium-Term Business Loan (ብርታት የመካከለኛ ጊዜ ንግድ ሥራ ብድር)

For established businesses seeking growth capital. Requires 30% advance savings. Loan amounts from ETB 200,000 to ETB 600,000.

Large Business Loan (ብርታት ከፍተኛ ጊዜ ንግድ ሥራ ብድር)

For significant business expansion and investment. Requires 30% advance savings. Loan amounts from ETB 500,000 to ETB 1,000,000.

Loan Repayment Estimator

16% interest rate, 24-month term

ETB 200,000
Monthly Payment
ETB 9,756

Total Payment

ETB 234,144

Total Interest

ETB 34,144
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Loan Requirements

What you need to qualify for a loan

Active Membership

Must be an active member with at least 3 months of savings history.

Advance Savings

Required savings percentage varies by loan type (20%-30%).

Valid ID

Government-issued identification and proof of employment or business.

Completed Application

Fill out the loan application form with all required documentation.

Ready to Apply for a Loan?

Log in to your member portal and submit your loan application in minutes.